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Our Team















    Kirk Warner

  Chief Lending Officer and Senior Vice President

  NMLS ID: 1227173

  410.568.6037 Office

  410.336.5359 Cell


Kirk Warner, Chief Lending Officer and Senior Vice President of the Bank’s Loan Origination Division, has been part of the Eastern Savings Bank team since 1990. His wealth of mortgage lending (portfolio and saleable) and real estate (management and sales) experience is an asset to the Bank and clients served. Kirk is also an avid sports fan, particularly soccer, football and baseball.



  Bill Monacelli

  Vice President - Commercial Lending Division

  410.568.6018 Office

  410.336.6577 Cell



Bill Monacelli, Vice President of the Commercial Lending Division, has been with the Bank for over 32 years. As the Senior Commercial Loan Officer, he is responsible for developing new business relationships for the Bank, managing existing loan portfolios, and interacting with Bank personnel in various divisions to serve the needs of Bank customers. His hobbies include all things construction, ice hockey, and fishing.



  Mike Barrett

  Vice President

  NMLS ID: 1132473

  410.568.6169 Office

  410.340.9133 Cell


Mike Barrett, Vice President of the Bank’s Loan Originations Division, joined Eastern Savings Bank in 1989. In his career at Eastern Savings Bank, Mike has managed or worked in many capacities, including Underwriter and REO manager. His experience and knowledge of the lending industry, coupled with his ability to make you feel like you're his only customer, provide him the unique set of tools to manage your loan request. At his leisure, Mike enjoys golfing and fishing.



  Kurt Klebrowski

  Senior Loan Officer

  NMLS ID: 1224011

  410.568.6140 Office

  410.350.6287 Cell


Kurt Klebrowski, Senior Loan Officer, joined the Eastern Savings Bank loan origination team in 1993. He has experience originating conforming, correspondent and portfolio (residential and commercial) loans as well as several years’ experience with portfolio underwriting. He helped develop and foster the "Officer/Teacher Next Door Program", which provided a much-needed source of responsible, safe, and well secured lending to Baltimore City and neighboring counties of Maryland. In addition to exhibiting both a "positive attitude" and "can do" spirit everyday, building rapport and earning trust and respect from his clients are his top priorities.



  Rebecca Papa

  Senior Loan Officer

  NMLS ID: 474231

  410.568.6032 Office

  410.963.4882 Cell

Rebecca Papa, Senior Loan Officer, joined Eastern Savings Bank in 1993. With over 20 years of lending experience, her knowledge of both residential and commercial lending is extensive. She has spent the majority of her lending career focused on the Mid-Atlantic region with a particular expertise in New York. She prides herself in developing meaningful relationships with her clients and is faithfully there for them from application, to closing, and beyond.



  Scott Freitag

  Senior Loan Officer

  NMLS ID: 1502168

   410.568.6173 Office

   410.218.5308 Cell

Scott Freitag, Senior Loan Officer, is a native of Maryland where he studied Finance and Economics at Towson University. Today, with over 25 years of diverse mortgage experience, his greatest pleasure remains bringing his clients together with the right resources and providing exceptional service. With his depth of experience and knowledge in conforming and non-conforming loan origination, he understands that there is no single approach to helping people achieve their goals. In his free time, Scott loves to hang out with his family and to take very long bike rides in excess of 80 miles on weekends with his friends.


  Antoinette Miles

  Loan Officer

  NMLS ID: 470249

  410.568.6162 Office

  443.462.9432 Cell 


Antoinette Miles, Loan Officer, has over 14 years’ experience in the mortgage industry with an emphasis on developing and maintaining strong client relationships. She holds a B.S. in Nursing & Psychology from Villa Julie College, and has successfully applied her passion for helping others toward a fulfilling career in mortgage lending. It is extremely rewarding to see her customers achieve financial wellness by creating custom financial plans for each of their unique situations. In her spare time, Antoinette loves being with her family, boating, running, and lounging at the beach.


  Damon Hild

  Loan Officer

  NMLS ID: 188839

  410.568.6028 Office

  410.598.7603 Cell


Damon Hild, Loan Officer, has over 17 years in the mortgage industry. He has considerable experience and knowledge in both retail and wholesale mortgage lending. In addition, he holds a Maryland Property and Casualty Insurance Producer’s license. Damon has a strong belief that superior customer service is key to the lasting relationships that he maintains with his clients. When he is not working, he is enjoying family time with his fiance and daughter in their Baltimore County home. They enjoy some of their free time on the eastern shore of Maryland and in the mountains of Virginia.



Join Our Team!

Join our growing network of approved brokers and achieve more closed loans.  We make the approval process simple for you - Call any of our representatives in the company directory to assist you in getting set up today.


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Eastern Savings Bank, fsb
Executive Plaza 2 Suite 200
11350 McCormick Road
Hunt Valley, MD 21031
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